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amyhartgantt.com

Selling Real Estate in Beautiful South Carolina

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September 2016

Land Junkie

Hi, I am Amy and I am a Land Junkie!   There is just something about the earth that just enthralls me.    I was just clearing a lot to build a new home and even the color of the top soil made me smile.   Land, when it is used for its best and highest function just makes sense.   Seeing and hearing a creek bubble around  a neighborhood,  or see a trail winding  through the woods with fallen leaves allowing for nature’s own form of under brushing gives me pause to just take a breath. And here in South Carolina, it is a very refreshing breath.   Real Estate is just that, Real.  It is the earth we live on, it is the ground that carries the foundations of our homes,  it is the lawns, the woods, the pastures, and the mountains we fall in love with.

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With that perspective I simply just like looking for the right piece of land that will inspire my clients, give them space for their families and solid ground for the biggest investment they make in their lives.  I live here in Seneca, SC, and have for the past 25 years.  I ride my horses through beautiful trail systems, hike breath taking waterfalls and search through small towns, neighborhoods, farms and our many lakes to find The piece of Real estate that will fit my clients needs. I like the relationships I build with clients, being able to listen and to do the exciting work of finding what they want in a parcel of land, or a personal home, farm, or lake house.  Or helping them sell their piece of Terra Firma and get it into the hands of the next stewards to carry on the legacy of ownership.

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So in a nut shell you can know this: 1.  I love this area, I am passionate about finding the right piece of property to meet your needs.   2.  I love my Ranger, atv riding, Full Bird Col husband and three adult kids   3. I love my horses and ride them often;  and  4. ( which is actually first) is my faith, for that  is what grounds me in all my endeavors both personally and professionally.

I would love to meet you and build a working relationship so that in buying, or selling  or even just searching for real estate in South Carolina we can have fun, accomplish much and live to tell a great story.  As they say, Nothing is finer than life in South Carolina!

 

Taxes in September?

labor-day  Labor day might not be the time when you think about taxes.  Usually we think about the IRS around March and April and our property taxes at the end of the year, but Labor Day is a good time to review your primary home’s tax rate.  You might not know this, but  when you make a real estate purchase in South Carolina the tax rate may be set at 6%.   But if your are living in your home the rate is 4%. It can be just a clerical error, or a change of address error, but there many folks out there paying 2% more than they have to.    Also, if you are over 65, or permanently disabled or legally blind you qualify for the homestead act.  The first $50,000 of value on your primary house is exempt from being taxed.   You must have been a legal resident of SC for one year prior to applying. You should also make sure your home or land is properly labeled.  Here is the breakdown for South Carolina:

Your home (legal residence) 4% Second home 6% (or any residential property where you do not live) Agricultural real property (privately owned) 4% Agricultural real property (corporate owned) 6% Commercial real property 6% Manufacturing real and personal property 10.5% Utility real and personal property 10.5% Personal property 10.5% Railroads, airlines, pipelines, 9.5% real and personal property Vehicles 8.25% (Vehicle ratios reduce each year until 6%)

Many peoples tax status’s change and unlike Facebook we fail to update them regularly.  This can be a costly mistake.  So when Labor Day rolls around, take out your real estate tax paperwork or go online on your county website and make sure you are paying the correct rate.

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You can also apply to have your house re-assessed if you feel the value of your house is much higher than market value. The latest drop in home values over the past few years  left many people upside down on a mortgage or a house assessed much higher than local sales.  The good news is right now we are seeing values on the rise  and fair market value of existing homes increasing.  New home construction is growing and slowly we are getting more houses on the market to choose from.

As your realtor, I am able to work up a fair market evaluation of homes similar to yours that have sold in the past 6-12 months.  This can help you with your tax bill and also let you know what your house could sell for in this active market.  This is absolutely free.  Please feel free to contact me and I will get busy making sure you are up to date with current market value status’   This is one Status update you can not afford to ignore.

Amy Hart Gantt

Realtor, ERA Kennedy Group, Seneca SC

 

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